About Sonia

Insurance Risk Advisor | Industry Educator | Insurance & Financial Insights

Sonia Valladares brings nearly two decades of experience in insurance and financial services, helping individuals, business owners, and industry professionals better understand the risks that can impact their businesses, assets, and financial security.

As an Insurance Risk Advisor with Insurance Office of America (IOA), Sonia focuses on commercial insurance and risk management, with particular attention to Florida community associations, property management companies, real estate professionals, and business owners.

Her experience has shown her that some of the most costly exposures aren't always obvious. They can be found in overlooked policy exclusions, contractual obligations, misunderstood responsibilities, and assumptions about what insurance will cover.

Through AskSoniaVall, Sonia brings an educational perspective to these conversations, sharing practical insights and collaborating with experienced professionals across insurance and related industries.

A Florida native and dedicated mother, Sonia believes that honest conversations, transparency, and education are essential to making informed decisions.

Because protecting what you've worked hard to build starts with understanding what's at risk.